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Stellar × QRPH

Pay any QRPH
merchant with your
Stellar balance.

Scan a merchant's QRPH code, confirm a live XLM→PHP rate, and HeyPay settles pesos straight to the merchant's bank account. Behind the scenes, the blockchain does the work.

Open HeyPay arrow_forward See how it works
Live rate 1 XLM ≈ ₱12.40
A smartphone scanning a QRPH merchant code with glowing cyan Stellar-network light trails flowing toward a warm Manila skyline at dawn.
hubBuilt on Stellar syncSettled via PDAX qr_code_2QRPH compatible lockEnd-to-end encrypted
Features

Crypto-simple. Merchant-easy. No new rails required.

Four pieces doing one job: turn your XLM into a payment a Philippine merchant already accepts.

qr_code_scanner

Scan any QRPH code

Point your camera at the QR any QRPH merchant already displays. We decode it server-side and find the merchant.

account_balance_wallet

Pay from your XLM

Prefund a custodial Stellar wallet once. Spend from that balance at any merchant — no off-ramp detour.

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Live rate, locked in

See the exact XLM→PHP quote before you confirm. The rate locks with a TTL, so what you approve is what you pay.

verified

Settled to their bank

We sell the XLM and pay out pesos to the merchant's registered bank account. They receive PHP — nothing new on their side.

How it works

Three taps from scan to settled.

qr_code_scanner
01 — Scan

Scan the QRPH code

Open HeyPay, scan or upload the merchant's QRPH. We validate it and resolve it to the right merchant.

payments
02 — Confirm

Confirm the live rate

Enter the amount in pesos. See the XLM cost and a locked-in rate, then confirm. Funds are reserved instantly.

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03 — Settle

Watch it settle

A live overlay tracks every step — Stellar move, PDAX trade, bank payout — until pesos land in the merchant's account.

For merchants

Accept crypto. Get paid in pesos.

Register your existing QRPH code and a settlement bank account. Crypto-holding customers can now pay you — and you receive PHP like any other QRPH payment. Zero new hardware, zero new rail.

  • check_circleKeep your current QRPH code — no reprint, no integration.
  • check_circleSettle straight to your registered bank account in PHP.
  • check_circleTrack earnings, pending trades, and payouts from one dashboard.
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Contact us

Questions, partnerships, or support?

We read everything. Reach the HeyPay team directly — we'll get back to you.

Support hours

Mon–Fri, 9–6 PHT

For payment status or account help, email us with your transaction ID. For business or integration partnerships, include a short note about your store.